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The VM Visa Platinum Credit Card Experience

Welcome to the VM Visa Platinum Credit Card, the perfect card partner for creating new and breath-taking memories, while giving you rewards and offers designed to add ease and comfort to your life.

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Exclusive Features and Benefits

Price Protection *

When you purchase items in full using your VM Visa Gold Platinum Card, you will be compensated the difference up to USD 500 per account per 12-month period if you see the same product by the same manufacturer for a lower price.

Purchase Protection *

When you make purchases in full using your VM Visa Gold Platinum Card, you are covered against theft and accidental damages within 180 days of the purchased date. Coverage benefit is up to USD 1,000 per account per
12-month period.

Extended Warranty *

Manufacturer or store warranty will be extended up to 1 year for eligible items purchased in full using your VM Visa Platinum Credit Card. Coverage benefit amount is up to USD 1,000/maximum of USD 5,000 per account per year.

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Unlock more with your VM Visa
Platinum Credit Card

Enjoy exclusivity with VM Visa Platinum. Get a Credit Card with reliable spending power and
exciting rewards.
Emergency Card Replacement

The VM Building Society provides emergency card replacement services in the event your card gets stolen or lost in your home country or while travelling abroad.

Emergency Cash Disbursement Services*

As a VM Gold Credit cardholder, you benefit from emergency cash disbursement services in the event your card is lost or stolen while you are in your home country or travelling abroad.

International Emergency Medical Services*

When you purchase your international travel ticket in full using your VM Visa Platinum Credit Card, you are protected against accidents or medical emergencies that occur while travelling abroad or in the country for which the card was issued.
Coverage is up to USD170,000 per beneficiary and may be used for medical assistance services, transportation and accommodation services. The International Emergency Medical Services also provide Visa Online Medic program that allows beneficiaries to gain access to a digital medical visit while travelling.

To be covered for International Emergency Medical Services, a Travel Certificate must be generated at visabenefitslac.axa-assistance.us before the travel takes place.

Subscriptions*

Star+
Receive two ( 2 ) months free subscription when you subscribe to Star+ using your VM Visa Platinum Credit Card.

Skybox
As a valid VM Visa Platinum Credit Cardholder, you may access Skybox at no subscription charge for up to 36 months for all your shipment needs.

Bloomberg Linea
Let us keep you up to date with current events. Gain access to multiple content platforms including free months for Bloomberg Linea subscriptions as a valid VM Visa Platinum Credit Cardholder.

Visa Luxury Hotel Collection*

Receive exclusive benefits when you visit any of Visa’s 900+ luxury participating hotels.

Visa Airport Companion*

Download the Visa Airport Companion mobile application and register to unlock numerous airport amenities and services. Enjoy discounts and global access to:

141 countries
460+ international airports
1221+ lounges
1077+ airport restaurants

Access or usage fees may apply.

Visa Digital Concierge*

Your VM Visa Platinum Credit Card allows you to travel, shop and entertain with ease. Your personal digital assistant, Visa Concierge is available to assist 24 hours a day.

Visa Benefit Services Centre*

While traveling abroad or in your home country, you have 24-hour access to Visa benefits and services associated with your VM Visa Platinum Credit Card.

Membership Perks

Enjoy additional benefits as a VM Member!

• Special promotional offers
• 0% interest on Balance Transfer for 180 days
• Fee waivers **

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* Terms and Conditions apply
**Fee waivers, view the Credit Card Schedule of Fees and Charges for Members

Unlock more with your VM Visa
Platinum Credit Card

The VM Building Society provides emergency card replacement services in the event your card gets stolen or lost in your home country or while traveling abroad.

We provide you with cash disbursement services in the event your card is lost or stolen while you are in your home country or traveling abroad.

When you purchase your international travel ticket in full using your VM Visa Platinum Credit Card, you are protected against accidents or medical emergencies that occur while travelling abroad or in the country for which the card was issued.
Coverage is up to USD170,000 per beneficiary and may be used for medical assistance services, transportation and accommodation services. The International Emergency Medical Services also provide Visa Online Medic program that allows beneficiaries to gain access to a digital medical visit while travelling.

To be covered for International Emergency Medical Services, a Travel Certificate must be generated at visabenefitslac.axa-assistance.us before the travel takes place.

Disney+
Receive two ( 2 ) months free subscription when you subscribe to Disney+ using your VM Visa Platinum Credit Card. Learn more

Star+
Receive two ( 2 ) months free subscription when you subscribe to Star+ using your VM Visa Platinum Credit Card. Learn more

Skybox
As a valid VM Visa Platinum Credit Cardholder, you may access Skybox at no subscription charge for up to 36 months for all your shipment needs. Learn more

Bloomberg Linea
Let us keep you up to date with current events. Gain access to multiple content platforms including free months for Bloomberg Linea subscriptions as a valid VM Visa Platinum Credit Cardholder. Learn more

Receive exclusive benefits when you visit any of Visa’s 900+ luxury participating hotels. Learn more

Download the Visa Airport Companion mobile application and register to unlock numerous airport amenities and services. Enjoy discounts and global access to:

141 countries
460+ international airports
1221+ lounges
1077+ airport restaurants

Your VM Visa Platinum Credit Card allows you to travel, shop and entertain with ease. Your personal digital assistant, Visa Concierge is available to assist 24 hours a day.

While traveling abroad or in your home country, you have 24-hour access to Visa benefits and services associated with your VM Visa Platinum Credit Card. Learn more or call the visa assistance phone number at the back of your card. View here. 

Enjoy additional benefits as a VM Member!

• Special promotional offers
• Fee waivers ***

SIGN UP NOW

* Terms and Conditions apply
**Fee waivers’, view the Credit Card Schedule of Fees and Charges for Members

When you make a purchase, you’ll earn one point for every US$1 spent. You may earn first use bonus points and card anniversary bonus points. Points may be redeemed for travel purposes using the My Rewards By Visa Loyalty Solutions.

Earn
First-Use
Bonus

Earn Card
Anniversary
Points

Earn Points
on Everyday
Purchases

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***Read the VM Rewards Terms and Conditions and our Rewards Schedule.

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My Rewards by Visa Loyalty Solutions gives you more

With over 250,000 options to redeem your points, use points to book and pay for your travel activities. You can even pay with points or combine points and your card to redeem even more! Use your card in-person or online at merchants islandwide

Register & Redeem

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Registration Form

Please fill out the form to set and appointment with us.

Documents Required for Opening a Public Entities Account

 

  1. Copy of the Trust Deed and Rules

  2. Organization Tax ID Number (TIN)  (if available)

  3. Tax exemption from TAJ (where applicable)

  4. All trustees must sign all documents/authorities unless we have written instructions stating how many persons can execute transactions/instructions

  5. Trustee ratification to open account with VMBS

  6. List of Authorized Signers and specimen signatures

  7. Name, address and telephone number of Directors and Majority Shareholders on the account

  8. ID & TRN for directors, majority Shareholders and authorized signers on the account.

  9. SSN is to be declared for US persons for FATCA purposes

  10. Proof of Address for Trustee, authorized signatories, and Directors

  11. Source of Funds information – confirmation of source of funds being used to open the account as well as source of future investments or deposits.

Documents Required for Opening a Corporation Account

  1. Certificate of Incorporation or Certificate of Registration.
  2. Articles of Incorporation.
  3. Articles and Memorandum of Association.
  4. Directors’ Resolution.
  5. Taxpayer ID e.g. Tax Registration Number for business.
  6. Valid Tax Compliance Certificate (TCC)
  7. Proof of earnings/funds for the business i.e. current financial statements (audited).
  8. Valid License or Certificate to operate the business (where the main line of business is one that falls within the purview of a regulatory body)
  9. List of signing officers and specimen signatures for each
  10. Confirmation/Notice of Director and Secretary.
  11. Name, Address and telephone number of directors and Beneficial Shareholders.
  12. ID and TRN for majority shareholders, directors and authorized signing officers
  13. Certificate of Good Standing. (This should be from the relevant regulatory authority).
  14. Group structure (if part of a Group)

Documents Required for Opening a Sole Trader Account

  1. Valid Certificate of Registration of Business Name.
  2. Taxpayer ID e.g. Tax Registration Number for business.
  3. Proof of earnings/funds for the business i.e. current financial statements (audited or in-house). Where the sole trader is in business over 2 years, with an annual income above $15 million, a Financial Statement by a registered public accountant is required. Where the sole trader earns above $425 million per annum and in business over 2 years, audited financials are required.
  4. Valid Tax Compliance Certificate (TCC).
  5. Valid License or Certificate to operate the business (where the main line of business is one that falls within the purview of a regulatory body)
  6. Letter of Good Standing.

Forms Required for Opening a Sole Trader Account

  • Business Information and Account Application Form.
  • Account Signing Authority Form.
  • Member Information Form (MIF).
  • Reference Forms (if signing officer is unable to provide telephone references).
  • Address Verification Form (if signing officer is unable to provide another form of proof of address).
  • Income Statement and Questionnaire for Self-employed (as applicable).
  • Electronic Communication Indemnity Form (if email address is provided).
  • FATCA and CRS Self-Certification Form.
  • Signature Card.
  • Bearer Indemnity Form (as applicable)

Alternative Documents for Opening a Sole Trader Account

Where the business owner is self-employed and financial statements are not presented, the Income Statement and Questionnaire for Self-Employed Form must be completed along with any TWO of the following documents HERE.

  • Where the business owner is self-employed and financial statements are not presented, the Income Statement and Questionnaire for Self-Employed Form must be completed along with any TWO of the following provided:
  • Cash flow projections for the next two (2) years.
  • Reference letter from another bank, copy of bank statement or passbook. 
  • Purchase order from two main customers (issued within two months of the date of application).
  • Receipt for supplies purchased for the business.
  • Import licenses, invoices for goods or services sold within the last three months.
  • Written customer testimonial from two main customers.
  • Copy of any government-issued permit or license (e.g., food handlers permit, vending permit, taxi permit, etc.).
  • Proof of membership in area of trade or professional association (e.g., letter from the President, Treasurer or Secretary).
  • PayPal, other online earning platforms, and contract agreement on company letterhead for contracted persons, etc.

Documents Required for Opening a Small Business Account

  1. Valid Certificate of Registration of Business Name.
  2. Taxpayer ID e.g. Tax Registration Number for business.
  3. Proof of earnings/funds for the business i.e. current financial statements (audited or in-house). Where the sole trader is in business over 2 years, with an annual income above $15 million, a Financial Statement by a registered public accountant is required. Where the sole trader earns above $425 million per annum and in business over 2 years, audited financials are required.
  4. Valid Tax Compliance Certificate (TCC).
  5. Valid License or Certificate to operate the business (where the main line of business is one that falls within the purview of a regulatory body)
  6. Letter of Good Standing.

Forms Required for Opening a Small Business Account

Standard KYC internal forms listed below must be completed:

  • Business Information and Account Application Form.
  • Account Signing Authority Forms.
  • Member Information Forms (MIF).
  • Reference Forms (if signing officer is unable to provide telephone references).
  • Address Verification Forms (if signing officer is unable to provide another form of proof of address).
  • Income Statement and Questionnaire for Self-employed (as applicable).
  • Electronic Communication Indemnity Forms (if email address is provided).
  • FATCA and CRS Self-Certification Forms.
  • Signature Cards.
  • Bearer Indemnity Form (as applicable)

Additional Documents for Opening a Partnership Account

Partnerships must also submit the following documents:

  • Partnership Agreement/Deed (as applicable).
  • Statement from managing partners giving names and addresses of officers and partners.

Forms Required for Opening a Corporation Account

Standard KYC internal forms listed below must be completed:

  • Business Information and Account Application Form.
  • Account Signing Authority Forms.
  • Member Information Forms (MIF).
  • Reference Forms (if signing officer is unable to provide telephone references).
  • Address Verification Forms (if signing officer is unable to provide another form of proof of address).
  • Income Statement and Questionnaire for Self-employed (as applicable).
  • Electronic Communication Indemnity Forms (if email address is provided).
  • FATCA and CRS Self-Certification Forms.
  • Signature Cards.
  • Bearer Indemnity Form (as applicable)

Documents Required for Opening a Public Entities Account

  1. Letter from Ministry of Finance – authorizing the establishment of the business relationship
  2. Tax Compliance Certification (TCC) (if available), if entity does not pay tax, letter from MOF stating same.
  3. Organization Tax ID Number (TIN) (if available)
  4. Statute governing the formation of the entity
  5. List of Authorized Signers and specimen signatures
  6. Name, address and telephone number of Directors and Majority Shareholder on the account
  7. ID & TIN for directors, majority Shareholders and authorized signers on the account.
  8. SSN is to be declared for US persons for FATCA purposes
  9. Proof of Address for the public body
  10. Source of Funds information – confirmation of source of funds being used to open the account as well as the source of future investments or deposits.
  11. Audited Financials

Additional Documents for Opening a Corporation Account

Partnerships must also submit the following documents:

  • Partnership Agreement/Deed (as applicable).
  • Statement from managing partners giving names and addresses of officers and partners.

Documents Required for Opening a Club or Civic Association Account

  1. Rules or Charter of Club or Association.
  2. Resolution from the executive authorizing the opening of the account.
  3. Minutes of meeting.
  4. Taxpayer ID e.g., Tax Registration Number for Clubs and Associations, or Statutory Declaration (see Clubs and Associations Account Application Form).

Forms Required for Opening a Small Business Account

  • Clubs and Associations Account Application Form.
  • Account Signing Authority Forms.
  • Member Information Forms (MIF).
  • Reference Forms (if signing officer is unable to provide telephone references).
  • Address Verification Forms (if signing officer is unable to provide another form of proof of address).
  • Income Statement and Questionnaire for Self- employed (as applicable).
  • Electronic Communication Indemnity Forms (if email address is provided).
  • FATCA and CRS Self-Certification Forms.
  • Signature Cards.
  • Bearer Indemnity Form (as applicable)

 

*Note: Where the club or association is not required to have a Taxpayer Identification Number and has presented their charter, the Statutory Declaration section should be completed on the Clubs and Associations Account Application Form.

Documents Required for Opening a Church Account

  1. Rules or Charter of Club or Association.
  2. Resolution from the executive authorizing the opening of the account.
  3. Minutes of meeting.
  4. Taxpayer ID e.g., Tax Registration Number for Clubs and Associations, or Statutory Declaration (see Clubs and Associations Account Application Form).

Documents Required for Opening a Charity Account

  1. Name of the Charity – as registered with the Companies Office and the Department of Cooperatives and Friendly Societies
  2. Copy of approval from the Ministry of Finance that the organization has been granted status as a charity
  3. Articles of Incorporation
  4. Organization Tax ID Number (TIN)  (if available)
  5. Name, address and telephone number of Directors and Majority Shareholder on the account
  6. ID & TIN for directors, majority Shareholders and authorized signers on the account.
  7. SSN is to be declared for US persons for FATCA purposes
  8. Proof of Address for the organization, authorized signers and Directors
  9. Source of Funds information – confirmation of source of funds being used to open the account as well as source of future investments or deposits

Documents Required for Opening a Government School Account

  1. Resolution from the school’s Board of Management – authorizing the establishment of the business relationship and relevant signing instructions on account
  2. The Scheme for public educational institution (contains constitution, powers and duties of the Board)
  3. Organization Tax ID Number (TIN) (if available)
  4. Tax Compliance Certification (TCC) (if available)
  5. List of Authorized Signers and specimen signatures
  6. Name, address and telephone number of Directors and Majority Shareholder on the account
  7. ID & TIN for directors, majority Shareholders and authorized signers on the account.
  8. SSN is to be declared for US persons for FATCA purposes
  9. Proof of Address for the school, authorized signers and Directors
  10. Source of Funds information – confirmation of source of funds being used to open the account as well as source of future investments or deposits.

Documents Required for Opening a Private School Account

  1. Documents evidencing that the independent school is registered (from the Ministry of Education)
  2. If the school is incorporated – Documents required for a company should be presented
  3. If not incorporated – indicate the legal entity or the proprietor of the school. (Proprietor of the school is listed in the application for the registration as an independent school).
  4. Resolution from the school’s Board of Management – authorizing the establishment of the business relationship and relevant signing instructions on account
  5. Organization Tax ID Number (TIN) (if available)
  6. Tax Compliance Certification (TCC)
  7. List of Authorized Signers and specimen signatures
  8. Name, address and telephone number of Directors and Majority Shareholder on the account
  9. ID & TIN for directors, majority Shareholders and authorized signers on the account.
  10. SSN is to be declared for US persons for FATCA purposes
  11. Proof of Address for the school, authorized signatories, and Directors
  12. Source of Funds information – confirmation

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