Enjoy 0% Interest!
Enjoy 0% interest for 6 months when you apply for a Visa Platinum Credit Card.
How do I Apply?
Apply Online
Hit “Get Started” to submit your information, and a VM Rep will contact you to guide you through the process
Apply In-Branch
Visit any of our sixteen (16) branches island-wide and use the promo code VMPLAT06 to apply.
VM Visa Platinum Credit Card Benefits and Rewards
- Earn 1 point for every USD (or JMD equivalent) Spent. Redeem miles in the My Rewards App and use them to shop online, pay utility bills, subscriptions, and so much more.
- Get up to 5,000 first-use bonus points
- Get 500 bonus points on the anniversary of the reward account*
- Enjoy TWO (2) complimentary Airport Lounge visits per year
- Shop confidently and enjoy peace of mind with Price Protection.
- Safeguard purchases against theft and accidental damage with Purchase Protection.
- Enjoy up to one extra year of protection with Extended Warranty.
- Access exclusive benefits at over 900 luxury hotels worldwide with Visa Luxury Hotel Collection.
How to participate
Apply for a VM Visa Platinum Credit between February 17, 2025 – May 31, 2025, and enjoy a 0% introductory interest rate on purchases and other non-cash advance-related charges for 6 months starting from the date of account creation.
Frequently Asked Questions
Have questions? We have answers for you. Find out more about 0% interest offer.
The Visa Platinum 0% Offer is a special promotion where new VM Visa Platinum Credit Card (Unsecured) cardholders can enjoy a 0% introductory interest rate on purchases and other non-cash advance-related charges for six (6) months (180 calendar days) from the date their card account is created.
- Apply for a VM Visa Platinum Credit Card (Unsecured) between February 17, 2025 – May 31, 2025.
- Use the promo code VMPLAT06 when applying.
- Ensure your account remains in good standing during the promotional period (i.e., make payments on time and stay within your credit limit).
The 0% introductory interest rate applies to:
- Purchases
- Other non-cash advance-related charges
- These transactions must be billed within the first six (6) months of account creation to qualify.
- Cash advances
- Cash advance fees
- Any transactions made after the six-month promotional period ends
- Balance Transfers
- Any unpaid balances carried over after the six months. These transactions will be subject to the standard cash advance interest rate as outlined in the VM Credit Card Schedule of Fees and Charges.
The promotional 0% interest rate lasts for six (6) months (180 calendar days) from the date of account creation.
Once the six-month period ends, any unpaid balance will be subject to the standard purchase interest rate as outlined in the VM Visa Credit Card Rates and Charges.
If you fail to make at least the minimum payment by the due date for one billing cycle, VMBS reserves the right to cancel the 0% Offer, and the remaining unpaid balance will be subject to the standard purchase interest rate.
If your account exceeds the credit limit at any time during the promotional period, VMBS reserves the right to cancel the 0% Offer, and the remaining unpaid balance will be subject to the standard purchase interest rate.
No, Customers can only participate in one promotional offer at a time. If multiple promotions are available, VMBS will determine eligibility and how the promotions are applied.
If you close your account before the promotional period ends, interest charges will apply at the rate specified in the VM Credit Card Schedule of Fees and Charges for the VM Visa Platinum Credit Card.
Only the VM Visa Platinum Credit Card (Unsecured) is eligible.
The following cards DO NOT qualify for this promotion:
VM Visa Gold Credit Card VM Visa Platinum Business Credit Card
Yes. VMBS reserves the right to modify or withdraw this offer at its sole
discretion.
