Direct, Safe, and Convenient Access Any Time
Enjoy 24/7 access to seamless service at any of our xx+ VM Express 24 ABM locations islandwide and at any point of sale terminal on the Multilink network in Jamaica.
Everything You Need, and More
Enjoy 24 hour access to accounts at any ABM or Point of Sale terminal on the Multilink network. Choose the easy way to pay bills or purchase goods and services.
No Added Fees
Multi-Account Linking
Fraud Protection
Find an ABM Location Near You
Liguanea
Unit 1 Liguanea Post Mall, 115 Hope Road, Kingston 6
Linstead
St. Catherine, Jamaica
Mandeville
Shop # 3 Manchester Shopping Centre, Mandeville, Manchester
Montego Bay
7 Market Street, Montego Bay, St. James, Jamaica
Montego Bay (Fairview)
Unit 33, Fairview Shopping Complex,
Bogue, Montego Bay,
St. James, Jamaica
Savanna-La-Mar
123 Great George Street, Savanna-la-Mar,
Westmoreland, Jamaica
Birmingham Office
Tottenham Office
Brixton Office, South London
Overseas (UK) Ltd
Florida Representative Office
About VM Building Society
A pillar in finance
VM Building Society at a Glance
It all started with you — our Members. Generations later, VM Building Society continues to stand strong empowering Jamaicans from all walks of life to achieve financial well-being.
We are proud to be a Mutual organisation, evolving with our Members through different seasons while innovating and creating change. We are proud to be a different type of entity.
Powered by our membership, VM Building Society leads with attractive rates on savings and loans; no or minimal fees for day-to-day services; excellence in customer service; and diverse and carefully crafted products and services.
Our commitment to creating value for our Members, in Jamaica and the Diaspora, is the core philosophy that drives us daily. This makes us one of the leading financial institutions in the Caribbean.
Outstanding corporate citizen.
VM Building Society’s impact as a Jamaican corporate citizen is not only seen but felt. Through partnership with the VM Foundation, we work closely with the communities in which we operate, and undertake numerous corporate social outreach activities geared towards impacting lives and building a better society. Education, sports, youth and community development are some of our priority areas.

Our Mission
We are a Mutual organisation whose expert and caring team empowers our Members globally to achieve financial well-being through home ownership and innovative investment solutions delivered across multiple channels .
Our Values
Member Focus
We put you first in everything that we do. Our purpose is to educate and help our clients to make sound financial decisions.
Integrity
We uphold honesty and ethical behaviour. We strive to keep our promises and show respect to our team and clients.
Teamwork
We work as a unit to deliver solutions to our clients, recognising that every team member is important in maintaining excellent service.
Innovation
We encourage a culture of creating new and helpful services and systems to satisfy changing customer needs, and to modernise operations.
Excellence
Service excellence is a pillar in our everyday operations. We aim to exceed expectations and maintain a high standard of customer satisfaction.
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People and Leadership
An organisation’s greatest asset is its human resources, and our leadership team is committed to service with excellence and integrity.
Let us guide you on your journey to Home Ownership
VM Building Society:
Transform Your Everyday
Protect what matters most with the Canopy Family Plan

Solutions to help with navigating through life
Personal Loan
Your goals are important to us and we know that you may need funding to get those goals on track. We offer personal loans to meet your medium to long term goal with terms that make them affordable for you.
iSave Suite
These are special savings accounts with a dedicated plan. Budget and save weekly or monthly to get to your goal faster.
Mortgage
As cliche as it may sound, there is really no place like home.
Auto Loan
Drive away in the car of your dreams with the VM Drive Auto Loan. We will get you on the road in your brand new or pre-owned motor vehicle with a repayment plan that is just right for you.
Personal Loan
Your goals are important to us and we know that you may need funding to get those goals on track. We offer personal loans to meet your medium to long term goal with terms that make them affordable for you.
Commercial AutoLoan
We offer quick financing at low rates. Come talk with us, and take your business on the road.
Corporate Loan
Whether you need a loan to manage day-to-day operations or capital expenditure financing, a Corporate Loan could be the solution for your business.
FX Trading
Buy and sell foreign currency with us and capitalise on global business opportunities. We offer very competitive rates.
Commercial AutoLoan
We offer quick financing at low rates. Come talk with us, and take your business on the road.
Commercial AutoLoan
We offer quick financing at low rates. Come talk with us, and take your business on the road.
Deposit Accounts
The deposit account is where it all begins. You can choose from a wide range of products to suit your needs.
Credit Card Solutions
Take on new experiences with your VM Visa Gold and VM Visa Platinum Credit Card. Conveniently access the funds you need so you can live the lifestyle you deserve.
Banking Made Easy. How can we help you today?
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Bank Anywhere, Anytime!
Local, International and Cross Currency Transfers. Loan and Bill Payments as well as Standing Orders

Get the best foreign exchange rates
Today, October 12, 2021

USD

CAD

GBP

EUR
Buy
34.096
34.096
34.096
34.096
Sell
34.096
34.096
34.096
34.096
Buy

USD
34.096

CAD
34.096

GBP
34.096

EUR
34.096
Sell

USD
34.096

CAD
34.096

GBP
34.096

EUR
34.096
Your account, Your way Create an online account
Financial guidance to help with navigating the new normal
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The VM Florida and New York Representative Offices act as a liaison between the Society’s chief office in Jamaica and prospective and existing Members in the USA. They solicit business, market products and services and provide customers with account information.
New York Representative Office
One Pierrepont Plaza, 12th Floor,
Brooklyn New York 11201 USA
Florida Representative Office
The Sienna Shoppes
2600 S. University Drive, Suite #109,
Miramar, Florida 33025
USA
VM Overseas (UK) Limited, is the official Representative Office of Victoria Mutual Building Society in the United Kingdom. It serves potential and existing Members and clients by providing information on products and services; acceptance of documents for the opening of accounts domiciled in Jamaica; acceptance of documents for the processing of mortgage applications for purchasing property in Jamaica and handling general queries.
Team members of the Representative Office also support the marketing and outreach activity of the Building Society in the United Kingdom by attending and supporting several activities and events within the Jamaican UK Diaspora.
Our VMBS Canadian Representative Office is permanently closed for Business. All VMBS Canadian Members can still transact business and maintain access to information regarding their account(s) using the following online facilities:
- VM Express Online – Our online banking platform that facilitates; balance enquiries, bill payments and funds transfers; accessible through our website. You can access VM Express Online by clicking the icon at the top of this page or the relevant link on our homepage.
- VMBS Mortgage Centre – Our online self-service mortgage portal that allows users to complete an application form, upload documents and track the application through to disbursement, can be accessed at vmbs.mymortgage-online.com.
- Email – Send special email instructions to manager@vmbs.com (Member record must be up-to-date and an electronic communication indemnity agreement form must be completed and signed. The form can be accessed at http://vmbuildingsociety.vmbs.com/download_forms_account_opening.php).
- Member Engagement Centre – Speak with a Member Engagement Representative on the phone by calling 1-866-976-8627 toll free from Canada or via Online Chat accessed through our website https://myvmgroup.com
We are committed to providing our Canadian Members with a more personalised customer service experience, as they conduct a variety of transactions and access multiple services using these online facilities.
New York Representative Office
One Pierrepont Plaza, 12th Floor,
Brooklyn New York 11201 USA
Florida Representative Office
The Sienna Shoppes
2600 S. University Drive, Suite #109,
Miramar, Florida 33025
USA
Get Your Express 24 ABM Card Today!
The VMBS Express 24 card allows convenient charge-free access to your savings account at any bank’s ABM or Point of Sale Terminal on the Multilink network in Jamaica.

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Experience the ease of making withdrawals, deposits, account transfers, or obtaining up-to-date account balances – 24 hours a day, 7 days a week.
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