Let’s Build Your Dream
Together

Whether you’re a homeowner seeking to renovate or a dreamer looking to build your first home, we are here for you.

Your Best Interest at Heart

The VMBS Construction Loan is the key to financing your project at some of the lowest rates. We will finance up to 80% of the projected market value of your property at completion. Let’s build together!

Laying the Foundation to Your Future

We will guide you with a solid plan to achieve your dream home. Access our key solutions to transform you from being a saver to a homeowner.

NHT Joint Financing

We can support you with a VMBS and NHT joint financing plan towards your dream home. With a single application, you get convenience at your fingertips.

Extended Repayment Terms

Repayment periods up to 40 years

Get Great Discounts

Enjoy special deals on valuations through our VM Property Services Limited, for property obtained with a VM mortgage.

Laying the foundation to your future

Are you saving towards a major goal? Maintain a disciplined saving system while taking care of your immediate expenses with ease.

We can support you with a VMBS and NHT joint financing plan towards your dream home. With a single application, you get convenience at your fingertips.

Repayment periods up to 40 years

Enjoy special deals on valuations through our VM Property Services Limited, for property obtained with a VM mortgage.

All You Need to Get Started

Take the first few steps in transforming your every day with a Construction Loan. Here is what you need.

Completed Forms

● Completed Mortgage Application Forms

Certifying Reports
● Credit report

● Surveyor’s ID Report

● Quantity Surveyor’s Report (prepared by a member of the Jamaica Institute of Quantity Surveyors)

● Projected valuation report done within the past twelve months
Other Certifying Documents
● Approved building plans

● Copy of Certificate of Title

● NHT contribution letter to determine eligibility for NHT benefit
Proof Identification

● Proof of Age & Identity:

   – Valid passport, driver’s license or national ID

● TRN & NIS card

Proof of Income
● Proof of Income:

   – Employed individuals would need the following:
         – Income letter
         – Last three pay slips

   – Self-employed individuals need the following:
         – Audited Financial Statement
         – Bank statement for the last 12 months
         – Accountant’s income verification letter

● Proof of funds to complete transaction (closing cost)

Apply for a Construction Loan today!

Let us support you in making your dreams a reality.

Construction Loan Contact Us
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Finding the Right Solution for You

With fast and flexible access to funds, you can maintain all your household needs. Access the keys to achieving life’s major milestones.

Cash-Secured Loan

Secure a low interest loan while your savings grow. Finance your goals and investments.

Drive Auto Loan

Stop staring and start steering with a Drive Auto Loan. We are putting you in the driver’s seat.

Unsecured Loan

Access funds today to secure your tomorrow. This is your window to a world of possibilities.

Home Equity Loan

From home improvement to educational goals, this loan was designed with your needs in mind.

Schedule An Appointment

Registration Form

Please fill out the form to set and appointment with us.

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