More Benefits, More Savings - It’s the VM Way

VM is Jamaica’s preferred financial institution for services that never place profits over people. Our goal is to support you and provide sound financial guidance at every stage of life.

VM Membership Pays!

Opening a VM account is the start of your journey to financial freedom. Our best-in-class services paired with our no or low fees philosophy, makes us the preferred place to manage your money. Look forward to financial wellness services that provide you with free financial planning advice to transform your everyday, towards the tomorrow you dream of.

We offer special rates just for you, alongside no transaction fees for your ABM and point-of-sale transactions. If your account has been dormant, we will never terminate it, nor charge you dormant fees. Our Financial Services Specialists are at your disposal, to provide guidance whenever you need it. Access our Financial Education Workbook to get advice.

Member benefits may be revised from time to time

We Give You More

For way over a century, VM has been has been driven by the purpose of guiding our Members to transform their dreams into reality. Whether it be owning a home, and launching that new business idea, we offer innovative solutions to make it happen. Here’s how you can benefit along the journey.

VM Property Services

Keys to Owning Your Home

  • 100% Financing on mortgages for Self-Employed persons
  • 25% discount on Property Valuations for mortgages
  • Access to an extensive list of properties available for sale or rental islandwide
  • A team of Realtors who cater to your real estate goals
  • A team of Certified Appraisers with vast knowledge of the market

BCIC Benefits

Putting You in the Driver’s Seat

  • 10% discount on Home Insurance
  • 10-30% discount on Motor vehicle Insurance
    Roadside assistance
  • Motor vehicle damage coverage
  • New vehicle replacement at no additional cost
  • Personal Accident compensation for insured and Spouse

Youth Scholarships

Rewarding Our Young Savers

  • Junior Plan: PEP Scholarship Incentives
  • Master Plan: Advanced studies scholarship
  • Future Plan: Tertiary Scholarship Incentives
  • The VM STEM Scholarship: Tertiary Education Incentives in the areas of Science, Technology, Engineering and Mathematics

VM Wealth Management

Making Money Moves that Matter

  • Reduced Equity trading commission of 1.5% vs 2% (standard rate)
  • Online trades attract a commission of 0.75%
  • Reduced Margin Loan interest rates of 10% vs 11% (board rate)

VM Money Transfer

Send and Receive Money with Ease

  • 9 Global partners i.e Money Gram, Xoom, Remitly, Ria, Worldremit, Small World Choice, Express Money, NHT, NCS eMoney Services
  • Over 100 money transfer locations islandwide
  • More ways to collect funds with VMTS: VMBS Branches, VM Money Express locations, VM Sub-agents islandwide, Direct to Account option

VM Pensions Management

Planning for Your Tomorrow Today

  • All investment gains are Tax-Free with no time limit.
  • Free consultancy to individuals on pension related matters

Gift-Giving Just Got Simpler

Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes.

No Limit on Gifting

Purchase gift certificates for any amount. There’s no limit on showing how much you care.

Your Gift, Their Choice

Our gift certificates give the gift of choice. Let your special recipient choose how to use and enjoy their certificate.

Give from Anywhere

Surprise your loved ones, colleagues, and friends from anywhere in the world

Access Key Financial Resources Today

We have curated specific tools and resources that will provide you with the knowledge to achieve life’s milestone, however small or large.

Schedule An Appointment

Registration Form

Please fill out the form to set and appointment with us.

This website uses cookies to ensure you get the best experience on our website. Read More